Refinancing Loans

When was the last time you had your home loan health check? If you think you’re not getting the best deal on your current home loan it may be time to refinance. Speak to one of our consultants about how to make your home loan work for you.

Why refinance?

If you have had your home loan for a few years or your life has changed, refinancing could be a great option. Refinancing can help you get a better interest rate, unique add-ons like redrawing, give you the ability to use the equity in your home to renovate, or consolidate debts into one loan. It could also offer potential tax benefits. However, it is important to talk to a professional for advice on choosing the best loan for your needs, which is where we can help!

Contact Guardian Group about refinancing
“We work for you, our client, and will show you how much you can save by refinancing to gain the best interest rate, helping you to achieve your financial goals faster.”
Ali Lokhandawa, finance broker

What do I need to consider?

Before making the switch, there are a few things to consider. While an interest rate may appear better than what you currently have, there are costs involved in switching that you may not have considered. Will you be hit by Lenders’ Mortgage Insurance? How long is the new loan? Are there exit fees for your current loan?

A financial advisor has the knowledge and connections to help you look into these additional costs and provide you with the best options for your circumstances. At Guardian Group, we work with your best interests in mind, with access to a wide array of lenders.

How much can I expect to pay?

Everyone’s individual circumstances vary — our mortgage calculator is intended to give you an idea of what you might pay based on your stated assumptions.

Want to take control of your financial future?