First Home Buyers
Buying your first home is a lifechanging experience. We can go through the home loan process and provide guidance on the different government schemes available to you. We are here to assist you every step of the way to find the best deal and make it easy for you. Best of all, our services are free if you are purchasing your first home!
Helping Australian first home buyers finance their dream purchase
We make financing your first home easy by:
- Sourcing the best possible loan, tailored just for you from a range of reputable lenders.
- Helping you obtain and secure all eligible grants and rebates.
- Taking care of all of your paperwork and form lodgement.
- Providing easy to understand, straightforward and honest finance advice.
- Supporting and guiding you throughout your life journey, no matter where that may take you.
First Home Owners Grant (FHOG)
Different states and territories have different requirements for the First Home Owners Grant. Our specialists can help you in determining your eligibility and also help in lodging the FHOG application. Even if you’re not eligible for the First Home Owners Grant, we can still help by finding the best available option for you.Contact us for help with your First Home Owners Grant
First Home Loan Deposit Scheme (FHLDS)
The First Home Loan Deposit Scheme is an Australian Government initiative to support eligible first home buyers purchase their first home sooner. 10,000 First Home Loan Deposit Scheme places will be available to eligible first home buyers from 1 July 2021 to 30 June 2022.
Usually, first home buyers with less than a 20% deposit need to pay lenders mortgage insurance. Under this scheme, part of an eligible first home buyer’s home loan from a Participating Lender will be guaranteed by the National Housing Finance and Investment Corporation (NHFIC). This is aimed at enabling you to purchase your first home sooner with as little as a 5% deposit.
Can I buy the house if I don’t have enough deposit?
With the introduction of the First Home Loan Deposit Scheme, you only need a 5% deposit to purchase your first house. However, we understand that it is difficult to save the deposit for your first home. Our team can assist you in getting a home loan without any deposit through the use of a guarantor, usually your parents or a guardian.Contact us to find out more about using a guarantor
How much can I expect to pay?
Everyone’s individual circumstances vary — our mortgage calculator is intended to give you an idea of what you might pay based on your stated assumptions.