Mortgage Calculator

Use our mortgage calculator to estimate how much you can borrow. We’ve designed this loan calculator to give you a better insight into how the Australian banks may view your loan application.

Loan Repayment Calculator (AU)

Estimate repayments in AUD. Choose frequency, adjust interest rate and term, and see totals.

Example: 25000
Please enter a valid loan amount.
Nominal annual rate. We calculate using standard amortisation.
Please enter a valid interest rate.
Choose the loan duration.
AU often uses fortnightly. This impacts the periodic rate and number of payments.
Extra amount added to each payment. Can reduce total interest.
Extra repayment must be a valid number (0 or more).
We show a preview to keep the widget lightweight.
Repayment (per period)
$0
Total repayments
$0
Total interest
$0

Disclaimer: This calculator provides estimates only and does not constitute financial advice. Fees, compounding conventions, and lender-specific methods may vary.

What can I expect to pay?

Understanding your home loan repayments makes budgeting easier. The information provided by the finance calculator is intended to provide illustrative examples based on the stated assumptions of your input.
Results are a guide only and do not constitute financial advice or a guarantee of an outcome. You should always discuss your individual circumstances with a representative of Guardian Group.

Want to take control of your financial future?